DUELINK
Turn "You Owe Me"
Into One Link.
DueLink is the onchain object for any direct obligation — a payment, a loan, an escrow trade, or an invoice. Set terms once. Funds move exactly as agreed, settled in under a second on Arc.
The Hidden Cost of Trust-Only Finance
Trillions in P2P loans, trades & invoices settle on trust alone, with zero enforcement
Emailed invoices get lost, forgotten, or paid net-60 instead of on time
Existing crypto tools are fragmented — one dApp for escrow, another for lending, none for invoices
The DueLink Advantage
One Primitive, Four Use Cases
Send, Loan, Escrow Trade, or Invoice — all the same object, same flow, same inbox.
Sub-Second Settlement
Built on Arc — transactions finalize in under a second, every time, no confirmations to wait on.
$0.01 Gas, Paid in USDC
No gas token to buy or hold. Arc prices every transaction directly in USDC.
Onchain Reputation
Every fulfilled Link builds a record, so terms hold even with people you've never met.
Any Obligation, One Form
Create a Send, Loan, Escrow Trade, or Invoice Link in the exact same simple flow.
Terms Enforced Onchain
Funds move only when your terms are met — enforced by smart contract, not by goodwill.
Wallets Without the Friction
Circle Developer Wallets onboard anyone — no seed phrase, no gas token to hunt down.
Live Status, Not Guesswork
Track every Link's status in real time, from creation to onchain settlement.
How It Works
The Link lifecycle, from terms to settlement.
Create a Link
Choose Send, Loan, Escrow, or Invoice and set your terms.
Share It
Send the Link to a wallet, email, or phone number.
They Accept
Counterparty reviews terms and reputation, then accepts onchain.
Funds Move on Terms
USDC settles instantly, or exactly when conditions are met.
Reputation Builds
Fulfillment is recorded onchain, making your next Link easier to trust.
Built on the Circle stack
What People Are Linking
"I loaned a client $2,400 for a rush project. DueLink tracked the whole thing — no chasing, no spreadsheet."
Freelance Designer
"Sold my old GPU to a total stranger online with zero chargeback risk. The escrow just worked."
Marketplace Seller
Pricing Plans
Pay for what settles. Nothing else.
Pay As You Go
No subscription. Fee only on settled Links.
Business
Recurring invoices, branded Links, lower fees.
Frequently Asked Questions
Is DueLink custodial?
No. DueLink never holds your funds — everything settles directly between the two parties' wallets through non-custodial smart contracts on Arc.
Do I need a crypto wallet to use DueLink?
No — Circle Developer Wallets let you get started with just an email. No seed phrase, no gas token to buy. Crypto-native users can connect an external wallet instead.
What happens if the other party doesn't pay?
It depends on the Link type. Escrow Trades auto-release or route to arbitration, Loans use posted collateral or affect reputation, and Invoices accrue a late fee and stay open until paid.
Is DueLink regulated?
DueLink is a non-custodial protocol — funds move directly between the two parties' wallets, we never take custody. For large or business-critical obligations, we recommend consulting your own advisor.
Will DueLink work on other chains?
DueLink is purpose-built for Arc's USDC-native gas and sub-second finality. Cross-chain USDC via Unified Balance is on the roadmap, so a Link could pull funds you hold on other chains.